Identity Theft Prevention

THE BETTER BUSINESS BUREAU (BBB) has these suggestions to protect yourself from identity theft.

Prevent access to your personal information
Keep all sensitive documents, checkbooks and credit cards securely locked away at home and at work.
Carry only those credit cards that you need in your wallet.
Before discarding, shred all private documents.
Retrieve paper mail promptly and place outgoing checks or other sensitive documents in a U.S. Postal Service mailbox.
Sign up for automatic payroll deposits.
Replace paper bills, statements and checks with online (paperless) versions.
Keep passwords hidden (even in your own home) and change them frequently.
Use and regularly update firewall and anti-virus software.
Do not respond to suspicious e-mails. Delete them, and if there is any doubt, contact the company to determine if the e-mail is real.
Don't discard a computer without completely destroying the data on the hard drive.

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Detect unauthorized activity

Review bank, credit card and billing statements weekly-available through online account access.
Contact your financial provider if you fail to receive statements in a timely manner.
Review your credit information regularly.
Use e-mail-based account "alerts" to monitor transfers, payments, low balances and withdrawals or to detect any out-of-pattern activity.
Visit your bank's, credit card issuer's or biller's Web site(s) frequently to monitor regular account activity.